Showing 17 distinct rules
(collapsed from 72 raw alert rows).
Each card shows the latest period's numbers; other periods where the same rule fired are chipped below the title.
CRITICAL
2026-03
receivables· ₹182,100 at stake
priority 100
You have ₹39.6k in bank and burn ₹8.74L/month → runway of 0.0 months. Anything under 3 months demands immediate action.
Verdict
Runway in the red zone — cash will run out within the quarter at this burn.
Evidence · the numbers this rule fired on
confidence: high
Runway (months)0.05 mo
Closing bank + cash₹39,591
Monthly opex burn₹874,500
Why this threshold?
3 months is the minimum time to execute a capital raise or major cost cut. Below that, typical options narrow to distress moves.
You can tune this rule's cutoff per-client via the rule-override table; the default is shown above.
History · this rule has fired 6 times
click to expand
2025-03
2024-11
2024-10
2024-09
2024-08
2024-07
Period
Severity
Status
Amount
2025-03
CRITICAL
new
₹2,623,500
2024-11
CRITICAL
new
₹769,661
2024-10
CRITICAL
new
₹174,567
2024-09
CRITICAL
new
₹613,614
2024-08
CRITICAL
new
₹711,600
2024-07
CRITICAL
new
₹132,000
Do this
1) Pull the top-5 receivables calls this week. 2) Defer discretionary spend (marketing, hiring). 3) Start the capital-raise conversation if not already running.
rule liquidity.runway_critical · triggered 2026-04-22T18:27:47
Audit history →
CRITICAL
2025-03
liquidity· ₹181,449 at stake
priority 100
Closing bank fell from ₹2.21L (2025-02) to ₹39.6k (2025-03) and EBITDA is negative. A drop this steep in a single period demands an immediate cash-flow autopsy.
Verdict
Cash is leaking — the Cash Flow Statement holds the answer.
Evidence · the numbers this rule fired on
confidence: high
Prior bank balance₹221,040
Current bank balance₹39,591
Drop %-82.1%
Why this threshold?
Bank-balance drop > 25% in a single period is larger than normal monthly noise — points to real cash outflow that needs diagnosis.
You can tune this rule's cutoff per-client via the rule-override table; the default is shown above.
History · this rule has fired 4 times
click to expand
2025-03
2024-10
2024-07
2024-05
Period
Severity
Status
Amount
2025-03
CRITICAL
new
₹181,449
2024-10
CRITICAL
new
₹137,460
2024-07
CRITICAL
new
₹114,700
2024-05
CRITICAL
new
₹41,452
Do this
1) Open Cash Flow Statement (Indirect) for this period to see operating vs investing vs financing drain. 2) Confirm no capital drawings or one-time outflows explain it. 3) Tighten collections + defer non-essential spend this cycle.
rule liquidity.cash_decline_critical · triggered 2026-04-22T18:27:47
Audit history →
CRITICAL
2026-01
payables· ₹141,600 at stake
priority 100
Paying vendors only every 125 days
Creditors of ₹1.42L vs monthly purchase run-rate ⇒ DPO of 125 days. Anything above 120 days is a distress signal to vendors — expect supply issues or cash-on-delivery demands.
Verdict
Vendor relationships at risk — stretch has gone past industry-tolerable.
Evidence · the numbers this rule fired on
confidence: medium
DPO (days)125 days
Creditors₹141,600
Do this
1) Clear top-5 oldest vendor dues this week. 2) Negotiate written extended terms rather than silent stretch. 3) If cash-starved: trigger liquidity measures (collection push / credit line).
rule payables.dpo_critical · triggered 2026-04-25T11:39:53
Audit history →
CRITICAL
2025-03
margin· ₹874,500 at stake
priority 100
EBITDA is ₹-8.74L on revenue of ₹1.40L. You're spending more than you earn at the operating level.
Verdict
Unit economics broken this period — find the leak before financing gets more expensive.
Evidence · the numbers this rule fired on
confidence: medium
EBITDA₹-874,500
EBITDA margin-624.6%
Why this threshold?
EBITDA <0 means unit economics are upside-down at the operating level — not a financing issue, a business-model issue.
You can tune this rule's cutoff per-client via the rule-override table; the default is shown above.
History · this rule has fired 3 times
click to expand
2025-03
2025-02
2024-04
Period
Severity
Status
Amount
2025-03
CRITICAL
new
₹874,500
2025-02
CRITICAL
new
₹9,890
2024-04
CRITICAL
new
₹55,050
Do this
Break this out by segment (Segment Analytics) to see which line is burning.
rule margin.operating_loss · triggered 2026-04-22T18:27:47
Audit history →
CRITICAL
2025-03
margin· ₹644,191 at stake
priority 100
Segment 'Maharashtra' is losing money
Revenue ₹21.09L but net margin ₹-6.44L. Other segments are subsidising this one.
Verdict
Maharashtra is cash-negative — price it up, serve it down, or cut it.
Why this threshold?
Any segment with negative net margin is subsidised by others — decide to fix, price-up, or cut.
You can tune this rule's cutoff per-client via the rule-override table; the default is shown above.
Do this
Decide: is Maharashtra a strategic loss-leader, or should it be fixed this quarter? If no clear answer in 30 days, stop accepting new work in this segment.
CRITICAL
2025-03
margin· ₹137,452 at stake
priority 100
Segment 'Rajasthan' is losing money
Revenue ₹4.50L but net margin ₹-1.37L. Other segments are subsidising this one.
Verdict
Rajasthan is cash-negative — price it up, serve it down, or cut it.
Why this threshold?
Any segment with negative net margin is subsidised by others — decide to fix, price-up, or cut.
You can tune this rule's cutoff per-client via the rule-override table; the default is shown above.
Do this
Decide: is Rajasthan a strategic loss-leader, or should it be fixed this quarter? If no clear answer in 30 days, stop accepting new work in this segment.
Loss of ₹8.67L on Equity of ₹1.65L. Shareholder capital is being eroded this period. Continued negative ROE eventually wipes out the accumulated equity cushion.
Verdict
Capital base shrinking — equity is being consumed.
Evidence · the numbers this rule fired on
confidence: high
ROE-526.44%
PAT₹-867,016
Equity₹164,694
Why this threshold?
Negative return on equity means shareholders' capital is being consumed. Continued erosion exhausts the cushion.
You can tune this rule's cutoff per-client via the rule-override table; the default is shown above.
History · this rule has fired 3 times
click to expand
2025-03
2025-02
2024-04
Period
Severity
Status
Amount
2025-03
CRITICAL
new
₹867,016
2025-02
CRITICAL
new
₹9,890
2024-04
CRITICAL
new
₹55,050
Do this
Review unit economics segment-by-segment; cut loss-making lines; stop fresh investments until profitability restored.
rule returns.negative_roe · triggered 2026-04-22T18:27:47
Audit history →
CRITICAL
2026-03
margin· ₹164,784 at stake
priority 91
EBITDA margin dropped 45.5 pts (from 86.3% to 40.8%)
CRITICAL
2025-03
margin· ₹27,490 at stake
priority 39
Segment 'Karnataka' is losing money
Revenue ₹90.0k but net margin ₹-27.5k. Other segments are subsidising this one.
Verdict
Karnataka is cash-negative — price it up, serve it down, or cut it.
Why this threshold?
Any segment with negative net margin is subsidised by others — decide to fix, price-up, or cut.
You can tune this rule's cutoff per-client via the rule-override table; the default is shown above.
Do this
Decide: is Karnataka a strategic loss-leader, or should it be fixed this quarter? If no clear answer in 30 days, stop accepting new work in this segment.
CRITICAL
2025-03
margin· ₹4,582 at stake
priority 20
Segment 'Madhya Pradesh' is losing money
Revenue ₹15.0k but net margin ₹-4.6k. Other segments are subsidising this one.
Verdict
Madhya Pradesh is cash-negative — price it up, serve it down, or cut it.
Why this threshold?
Any segment with negative net margin is subsidised by others — decide to fix, price-up, or cut.
You can tune this rule's cutoff per-client via the rule-override table; the default is shown above.
Do this
Decide: is Madhya Pradesh a strategic loss-leader, or should it be fixed this quarter? If no clear answer in 30 days, stop accepting new work in this segment.
CRITICAL
2025-03
solvency· ₹649 at stake
priority 20
Interest Coverage at -1353.8× — cannot service debt from earnings
EBIT ₹-8.79L ÷ Finance Cost ₹649 = -1353.80×. Below 1.5× means current earnings barely cover — or don't cover — interest expense. Principal repayments must come from reserves or more debt.