Revenue · Jul₹8,42,500
▲ 12% vs Jun
Net profit₹1,86,300
▲ 22.1% margin
Cash + bank₹21,15,400
7.4 months runway
Overdue receivables₹6,12,800
▼ 4 customers
Needs your attention today
TDS ₹18,500 due by 7th — 2 days leftCritical
Sharma Traders crossed 60-day credit — ₹2,10,000 openFollow up
Possible duplicate invoice: INV-1042 & INV-1046, same vendor & amountReview
Bank reconciliation current — 0 unmatched entriesDone
Profit & Loss — July
Particulars₹
Revenue8,42,500
Direct costs(3,89,200)
Gross profit — 53.8%4,53,300
Operating expenses(1,79,500)
EBITDA — 32.5%2,73,800
Depreciation & interest(25,400)
Tax(62,100)
Net profit — 22.1%1,86,300
✓ Every line drills down to its vouchers
Balance Sheet — as at 31 July
Assets₹
Fixed assets6,20,000
Trade receivables9,84,300
Cash & bank21,15,400
Other current assets2,10,300
Total assets39,30,000
Equity & liabilities₹
Capital & reserves24,60,000
Borrowings8,10,000
Trade payables4,95,000
Other liabilities1,65,000
Total equity & liabilities39,30,000
✓ Balanced — ties to your trial balance to the rupee
Cash Flow — July
Movement₹
From operations+2,64,900
Investing(48,000)
Financing(52,300)
Net movement+1,64,600
Opening cash & bank19,50,800
Closing cash & bank21,15,400
✓ Closing balance matches your bank to the rupee
Receivables ageing — bill-wise
0–30 days₹3,71,500
31–60 days₹2,44,300
61–90 days₹2,58,500
90+ days₹1,10,000
Overdue — ₹6,12,800 across 4 customers
Sharma Traders — ₹2,10,000 · 62 daysRemind
Vertex Retail — ₹1,10,000 · 94 daysEscalate
Mehta & Sons — ₹1,48,500 · 45 daysRemind
Om Enterprises — ₹1,44,300 · 38 daysRemind
GST & TDS — July
GSTR-3B workings₹
Outward taxable supplies8,42,500
Output tax1,51,650
Eligible ITC(1,05,420)
Indicative net payable46,230
TDS payable — due 7 Aug₹
194C — contractors11,200
194J — professional fees7,300
Total to deposit18,500
✓ Computed voucher-by-voucher, reconciled to your returns
Alerts — watching your books so you don't have to
Open alerts
TDS ₹18,500 due by 7th — 2 days leftCritical
Vertex Retail 94 days overdue — ₹1,10,000Critical
Possible duplicate invoice: INV-1042 & INV-1046, same vendor & amountReview
GSTR-2B vs claimed ITC mismatch — ₹12,340Review
Fuel expense +38% vs 3-month trendReview
Ask BooksIQ — English or Hindi
"is mahine ka profit kitna hai?"
Net profit for July: ₹1,86,300 — margin 22.1%, up from 20.4% in June. Main driver: gross margin improved 1.8 points on better purchase rates.
kitna GST bharna hai?
cash runway kitna hai?
top overdue customers?
will we run out of cash?